Gold Bond Ultimate Neck & Chest Age Defense Cream SPF 20 Review

Gold Bond Ultimate Neck & Chest Age Defense Cream SPF 20
3.7
/ 10
Moisturizing
4.6 Humectancy icon Humectancy
2.8 Occlusivity icon Occlusivity
3.8Anti-wrinkle icon/ 10
Anti-wrinkle
Rich
in Antioxidants
20
SPF icon
SPF
Ingredients

Gold Bond Ultimate Neck & Chest Age Defense Cream SPF 20 Ingredients

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Full Ingredient List (INCI):

Water, Octocrylene, Octisalate, Dimethicone, Avobenzone, Niacinamide, Behentrimonium Methosulfate, Steareth-21, Cetyl Alcohol, Cetyl Dimethicone, Glyceryl Stearate, Selaginella Lepidophylla Extract, Glycerin, Citrullus Lanatus (Watermelon) Fruit Extract, Ceramide NP, Lens Esculenta (Lentil) Fruit Extract, Sodium PCA, Cetearyl Alcohol, Polysorbate 60, Butylene Glycol, Polyisobutene, Pyrus Malus (Apple) Fruit Extract, Polysorbate 20, Cyclopentasiloxane, Sodium Lactate, Dimethiconol, Polyacrylate Crosspolymer-6, Xanthan Gum, Hydroxyacetophenone, Ethylhexylglycerin, Fragrance, Methylparaben, Bisabolol, Zingiber Officinale (Ginger) Root Extract, Polyacrylate-13, Tocopheryl Acetate, Dipotassium EDTA, Hydrolyzed Jojoba Esters, Jojoba Esters, Sodium Hyaluronate, 3-O-Ethyl Ascorbic Acid
Review

Does Gold Bond Ultimate Neck & Chest Age Defense Cream SPF 20 Work?

 
According to CreamScan's analysis of the ingredient list, here’s what Gold Bond Ultimate Neck & Chest Age Defense Cream SPF 20 has to offer:
 
✅ Light moisturizing. It has a moisturizing rating of 3.7 out of 10.
✅ Modest anti-wrinkle efficacy: Gold Bond Ultimate Neck & Chest Age Defense Cream SPF 20 has an anti-wrinkle rating of 3.8 out of 10 so you may expect some, although limited, effect on wrinkles.
✅ Antioxidant protection
✅ Moderate sun protection for most daily activities or short periods spent outdoors.

  

Key Benefits of Gold Bond Ultimate Neck & Chest Age Defense Cream SPF 20

 
These are the key benefits you can expect from using Gold Bond Ultimate Neck & Chest Age Defense Cream SPF 20:
 

🔵 Lightweight Moisturizer Suitable for Combination and Oily Skin

According to CreamScan analysis, Gold Bond Ultimate Neck & Chest Age Defense Cream SPF 20 is lightly moisturizing, with a moisturizing rating of 3.7 out of 10.

Is it more humectant or occlusive? Rather humectant. It has a low occlusivity of 2.8 out of 10 and a moderate humectancy of 4.6 out of 10, primarily due to the high content of Niacinamide (est. ≈2.5%).

This type of moisturizer is suitable for people with oily and combination skin who want essential hydration in a relatively lightweight, non-greasy formula. It combines a substantial amount of humectants with a limited amount of occlusive ingredients to enhance moisturizing efficacy without feeling too heavy.

💧 A Humectant Add-on for Any Skincare Routine

But it’s not limited to combination and oily skin - since it contains a moderate amount of humectants, such a humectant add-on will also positively contribute to the moisturizing efficacy of any skincare routine when used as a step before applying the main moisturizer.

Please refer to the Ratings section below for details of the moisturizing rating calculation.

🟣 Modest Anti-Wrinkle Efficacy

According to CreamScan analysis, Gold Bond Ultimate Neck & Chest Age Defense Cream SPF 20 has a modest level of anti-wrinkle efficacy, rated 3.8 out of 10.

It contains one ingredient with proven anti-wrinkle efficacy: Niacinamide (est. ≈2.5%),
 one of the most effective and well-researched anti-wrinkle ingredients. A clinical study involving 30 participants (Kawada et al.) confirmed that a cream with 4% niacinamide reduced the average depth of wrinkles around the eyes by 9% after 8 weeks of use, compared to a vehicle (the same formulation without niacinamide).
 
Among others, Gold Bond Ultimate Neck & Chest Age Defense Cream SPF 20 also contains 3-O-Ethyl Ascorbic Acid, an ingredient often marketed as effective in reducing wrinkles. However, the studies supporting the anti-wrinkle claims of 3-O-Ethyl Ascorbic Acid provide insufficient evidence of its efficacy according to CreamScan Research Evaluation Standards.
 
While this does not categorically rule out the possibility that 3-O-Ethyl Ascorbic Acid may reduce wrinkles, its efficacy is not supported by convincing, vehicle-controlled, double-blind clinical studies - at least none that were available to the CreamScan team at the time of publication.
 
Therefore, this ingredient does not contribute to the anti-wrinkle rating.
 
📌 Moisturizers, when used regularly, are proven to prevent wrinkle formation and even reduce existing wrinkles. Therefore, this product, like any other moisturizer, can deliver some additional anti-wrinkle effects through its moisturizing action.
 

Please refer to the Ratings section below for details of the anti-wrinkle rating calculation.

🍀 Rich in Skin-Protecting Antioxidants

We estimate that Gold Bond Ultimate Neck & Chest Age Defense Cream SPF 20 is rich (> 3%) in antioxidants, specifically Niacinamide (est. ≈2.5%).

A key benefit of antioxidants is their ability to reduce oxidative stress caused by free radicals and therefore prevent accelerated skin aging. Studies also show that antioxidants can protect against environmental damage such as UV radiation and pollution, and help reduce inflammation and skin redness.

☀️☀️ Moderate Sun Protection for Short Outdoor Activities

With an SPF of 20, Gold Bond Ultimate Neck & Chest Age Defense Cream SPF 20 provides moderate sun protection. It is suitable for individuals with medium to darker skin tones who are less prone to sunburn and those engaging in short outdoor activities such as walking or brief errands, as well as cloudy days when UV exposure is less intense.

It helps protect against UVB rays, which are primarily responsible for sunburn and increase the risk of skin cancer by damaging the outer layers of the skin. When labeled as broad-spectrum, it also defends against UVA rays, which penetrate deeper into the skin and cause premature aging, hyperpigmentation, and long-term cellular damage.

📌 For optimal protection, choose products labeled broad-spectrum to ensure defense against both UVA rays, which contribute to skin aging and pigmentation, and UVB rays that cause sunburn.

However, if you spend a substantial amount of time outdoors, it is better to use a broad spectrum sunscreen with an SPF 30 or higher.

📌 Please note that this is not a complete list of benefits. We are in the process of enhancing our model to incorporate anti-pigmentation, exfoliation and anti-acne ratings.

Pros & Cons of Gold Bond Ultimate Neck & Chest Age Defense Cream SPF 20

 
Here’s an overview of the pros and cons of Gold Bond Ultimate Neck & Chest Age Defense Cream SPF 20 to help you decide if it’s the right choice for your skincare routine:
 

🟩 Pros:

✅ When used alone: Provides moderate humectant moisturizing suitable for combination and oily skin
✅ As part of a routine: A humectant moisturizing enhancement, beneficial for any skin type
✅ Lightweight texture
Offers modest anti-wrinkle efficacy
✅ Rich in antioxidants that combat oxidative stress associated with accelerated skin aging and defend against environmental damage
Provides moderate sun protection, suitable for short outdoor activities on cloudy or low-UV days
 

⭕ Cons: 

✅ We couldn't find any
   

Summary: Gold Bond Ultimate Neck & Chest Age Defense Cream SPF 20

 
Based on the ingredient list analysis, CreamScan AI suggests that Gold Bond Ultimate Neck & Chest Age Defense Cream SPF 20
, when used alone, delivers  lightweight, moderate humectant moisturizing, suitable for combination and oily skin. As part of a moisturizing routine, it provides a subtle humectant enhancement, beneficial for all skin types.
 
Gold Bond Ultimate Neck & Chest Age Defense Cream SPF 20 contains ingredients with proven evidence of anti-wrinkle efficacy that may provide a modest anti-wrinkle effect. As a result, you can expect a positive, though not very significant, impact on wrinkles.
 
With its high antioxidant content, Gold Bond Ultimate Neck & Chest Age Defense Cream SPF 20 helps protect against free radical damage and offers multiple benefits for all skin types, including preventing premature aging, defending against environmental damage, and calming inflammation.
 
With an SPF of 20, Gold Bond Ultimate Neck & Chest Age Defense Cream SPF 20 offers moderate sun protection, making it suitable for short outdoor activities on cloudy or low-UV days.
 
📌 Fact check. At CreamScan, we are committed to accuracy and fairness. If you spot any errors or something that doesn’t seem right, please click here to let us know. We regularly update the ingredient lists and monitor the latest research on ingredient efficacy to ensure that our information remains as complete and precise as possible. The information provided here is for informational purposes only and does not substitute professional advice. We do not guarantee the efficacy or safety of any product, as individual results may vary.

 

Ingredient Breakdown

Est. % Ingredient Origin Functions
60
10
5
4
3
2.5
2
1.5
1.3
1
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
Est. %
Water
Function:
Origin:
Octocrylene
Function:
Origin:
Octisalate
Function:
Origin:
Dimethicone
Function:
Origin:
Avobenzone
Function:
Origin:
Niacinamide
Function:
Origin:
Behentrimonium Methosulfate
Function:
Origin:
Steareth-21
Function:
Origin:
Cetyl Alcohol
Function:
Origin:
Cetyl Dimethicone
Function:
Origin:
Glyceryl Stearate
Function:
Origin:
Selaginella Lepidophylla Extract
Function:
Origin:
Glycerin
Function:
Origin:
Citrullus Lanatus (Watermelon) Fruit Extract
Function:
Origin:
Ceramide NP
Function:
Origin:
Lens Esculenta (Lentil) Fruit Extract
Function:
Origin:
Sodium PCA
Function:
Origin:
Cetearyl Alcohol
Function:
Origin:
Polysorbate 60
Function:
Origin:
Butylene Glycol
Function:
Origin:
Polyisobutene
Function:
Origin:
Pyrus Malus (Apple) Fruit Extract
Function:
Origin:
Polysorbate 20
Function:
Origin:
Cyclopentasiloxane
Function:
Origin:
Sodium Lactate
Function:
Origin:
Dimethiconol
Function:
Origin:
Polyacrylate Crosspolymer-6
Function:
Origin:
Xanthan Gum
Function:
Origin:
Hydroxyacetophenone
Function:
Origin:
Ethylhexylglycerin
Function:
Origin:
Fragrance
Function:
Origin:
Methylparaben
Function:
Origin:
Bisabolol
Function:
Origin:
Zingiber Officinale (Ginger) Root Extract
Function:
Origin:
Polyacrylate-13
Function:
Origin:
Tocopheryl Acetate
Function:
Origin:
Dipotassium EDTA
Function:
Origin:
Hydrolyzed Jojoba Esters
Function:
Origin:
Jojoba Esters
Function:
Origin:
Sodium Hyaluronate
Function:
Origin:
3-O-Ethyl Ascorbic Acid
Function:
Origin:

Ratings

All humectants
4.6
2.5
0.3
0.3
0.3
0.3
0.3
0.3
0.3
Benchmark
10
All occlusives
5.6
4.0
1.0
0.3
0.3
Benchmark
20
Moisturizing rating
3.7
Ingredient Est. % Benchmark Raiting
Humectancy All humectants 4.6 10
4.6
2.5
0.3
0.3
0.3
0.3
0.3
0.3
0.3
Occlusivity All occlusives 5.6 20
2.8
4.0
1.0
0.3
0.3
Moisturizing rating
3.7
Ingredient Est. % Benchmark Humectancy
2.5
0.3
0.3
0.3
0.3
0.3
0.3
0.3
All humectants 4.6 10
4.6
All humectants
4.6
2.5
0.3
0.3
0.3
0.3
0.3
0.3
0.3
Benchmark
10
Ingredient Est. % Benchmark Occlusivity
4
1
0.3
0.3
All occlusives 5.6 20
2.8
All occlusives
5.6
4.0
1.0
0.3
0.3
Benchmark
20
Ingredient
Ingredient anti-wrinkle power
when present at, %
in this formula est. %
Rating
6 /10 4 2.5 3.8
n/a
- 0.3 -
Total
3.8
Niacinamide
3.8
Ingredient anti-wrinkle power
6 /10
when present at, %
4
in this formula, est. %
2.5
3-O-Ethyl Ascorbic Acid
-
Ingredient anti-wrinkle power
n/a
when present at, %
-
in this formula, est. %
0.3
Anti-wrinkle rating
3.8
Ingredient Est. % Benchmark
Rich in Antioxidants
2.5
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
All antioxidants 4.9 3 Rich in antioxidants
All antioxidants
4.9
Niacinamide
2.5
Citrullus Lanatus (Watermelon) Fruit Extract
0.3
Lens Esculenta (Lentil) Fruit Extract
0.3
Pyrus Malus (Apple) Fruit Extract
0.3
Hydroxyacetophenone
0.3
Zingiber Officinale (Ginger) Root Extract
0.3
Tocopheryl Acetate
0.3
Sodium Hyaluronate
0.3
3-O-Ethyl Ascorbic Acid
0.3
Benchmark
3
Ingredient Est. % Benchmark
Rich in Soothing
2.5
0.3
0.3
0.3
All soothing 3.4 5 No
All soothing
3.4
2.5
0.3
0.3
0.3
Benchmark
5

Ingredients explained

Water
Est. %60
Function
Origin
WaterThe most used ingredient in skincare. Its concentration defines the product texture: rich creams may have about 50% of water while a light jelly about 90%. Water doesn’t moisturize the skin by itself and is used in skincare as a solvent for other ingredients.
Octocrylene
Est. %10
Function
Origin
OctocryleneA synthetic compound that protects skin against harmful ultraviolet light.
Octisalate
Est. %5
Function
Origin
OctisalateA UVB sunscreen also known as ethylhexyl salicylate. It is normally paired with UVA sunscreens to provide broad-spectrum protection. Octisalate also protects other ingredients, like colorants and antioxidants, from deterioration due to exposure to UV light.
Dimethicone
Est. %4
Function
Origin
DimethiconeThe most common silicone in skincare. It forms a silky, smooth film on the skin’s surface and can help to prevent water loss. It also aids in wound healing and can treat and soften scars. Dimethicone is considered to be very safe for use.
Avobenzone
Est. %3
Function
Origin
AvobenzoneA popular sunscreen that protects against UVA rays, which cause premature aging and skin cancer. Avobenzone degrades after about 30 minutes of sun exposure and becomes ineffective. It is therefore often paired with UV-filter stabilizers such as octocrylene.
Niacinamide
Est. %2.5
Function
Origin
Niacinamide

Also known as vitamin B3, this ingredient is a true superstar with confirmed moisturizing, anti-acne, hyperpigmentation, and antioxidant benefits. Two studies confirm its significant anti-wrinkle efficacy.

Behentrimonium Methosulfate
Est. %2
Function
Origin
Behentrimonium Methosulfate
Steareth-21
Est. %1.5
Function
Origin
Steareth-21One of several emulsifiers in the 'steareth' group that helps oils and water mix, especially in highly acidic emulsions. It also offers a cleansing effect to the skin.
Cetyl Alcohol
Est. %1.3
Function
Origin
Cetyl AlcoholA waxy solid fatty alcohol derived from palm oil. It is most commonly used as a co-emulsifier and affects the final aesthetic of the product, leaving a soft and silky feeling on the skin. Cetyl alcohol is also used as a viscosity controlling agent.
Cetyl Dimethicone
Est. %1
Function
Origin
Cetyl DimethiconeA silicone-based emollient and occlusive ingredient that provides slip and adds shine to formulas.
Glyceryl Stearate
Est. %0.3
Function
Origin
Glyceryl StearateAn emollient and emulsifier typically derived from vegetable sources through a chemical reaction with glycerin. It provides stability, texture, and consistency to formulations. Its main function is to allow oil and water to mix.
Selaginella Lepidophylla Extract
Est. %0.3
Function
Origin
Selaginella Lepidophylla Extract
Glycerin
Est. %0.3
Function
Origin
Glycerin

The most popular moisturizing ingredient in the world. It is a powerful humectant – cheap yet very effective.

Citrullus Lanatus (Watermelon) Fruit Extract
Est. %0.3
Function
Origin
Citrullus Lanatus (Watermelon) Fruit ExtractAn emollient extract from red watermelon fruit. Its pulp, seeds, and rinds are a source of beneficial compounds for the skin, and it has occlusive, emollient, and antioxidant properties.
Ceramide NP
Est. %0.3
Function
Origin
Ceramide NPAlso known as ceramide 3, it is the most common ceramide in our skin. It helps to restore the skin’s lipid barrier and alleviate the symptoms of dry and cracked skin. Research has shown that skin suffering from conditions such as AD lacks ceramides.
Lens Esculenta (Lentil) Fruit Extract
Est. %0.3
Function
Origin
Lens Esculenta (Lentil) Fruit ExtractAn antioxidant extract obtained from lentil seeds that contains mainly humectant oligosaccharides. It is also a good source of amino acids and various antioxidant phenolic compounds.
Sodium PCA
Est. %0.3
Function
Origin
Sodium PCAOne of the most important parts of the skin's Natural Moisturizing Factor, a mixture of various compounds that keeps the skin’s surface well hydrated. Sodium PCA is used in skincare for its fantastic humectant properties.
Cetearyl Alcohol
Est. %0.3
Function
Origin
Cetearyl AlcoholA blend of cetyl alcohol and stearyl alcohol, the fatty alcohols that are derived from palm oil. It helps to create emulsions that give off a soft and silky emollient feel and also increase product thickness.
Polysorbate 60
Est. %0.3
Function
Origin
Polysorbate 60An ester based on sorbitan. It is good for emulsifying water and oils together – specifically making oil-in-water emulsions. Polysorbate 60 is also said to give a product a notable fragrance.
Butylene Glycol
Est. %0.3
Function
Origin
Butylene Glycol

A clear, colorless liquid humectant that draws moisture to the skin. The humectancy of butylene glycol, owed to its two hydroxyl groups, is quite considerable, although not as powerful as glycerin, which contains three hydroxyl groups.

Polyisobutene
Est. %0.3
Function
Origin
PolyisobuteneA highly viscous liquid that is used in lip gloss formulations to prolong wear time and add shimmer. Polyisobutene dramatically increases the thickness of skincare products it is added to.
Pyrus Malus (Apple) Fruit Extract
Est. %0.3
Function
Origin
Pyrus Malus (Apple) Fruit ExtractAn extract derived from apple fruit that has humectant moisturizing and antioxidant properties, as well as gentle anti-pigment effects. It contains humectant sugars, anti-pigment organic acids, and flavonoids.
Polysorbate 20
Est. %0.3
Function
Origin
Polysorbate 20A viscous, amber-colored liquid that functions as a solubilizer to disperse small amounts of oil into a large water phase. Polysorbate 20 is frequently used to solubilize fragrance oils into water-based emulsions.
Cyclopentasiloxane
Est. %0.3
Function
Origin
CyclopentasiloxaneA lightweight, fast-spreading emollient that leaves a very soft and silky after-feel on the skin. Supplied as a clear and colorless liquid, cyclopentasiloxane is often used as a solvent to dissolve other silicones in.
Sodium Lactate
Est. %0.3
Function
Origin
Sodium LactateA sodium salt of lactic acid. Its main function is as a humectant but it can also serve as a pH adjuster. Additionally, sodium lactate can also be used as a chemical exfoliant due to its close chemical relation to lactic acid.
Dimethiconol
Est. %0.3
Function
Origin
DimethiconolA synthetic dimethicone with rich, non-tacky emolliency. It features the typical sensorial profile of silicones, with high spreadability and a luxurious, oil-free after-feel. Dimethiconol can also serve as an antifoaming agent.
Polyacrylate Crosspolymer-6
Est. %0.3
Function
Origin
Polyacrylate Crosspolymer-6A polymeric ingredient that works best in water-based formulas to create gel textures. It helps to stabilize emulsions and control viscosity.
Xanthan Gum
Est. %0.3
Function
Origin
Xanthan GumA natural multi-functional ingredient that originates from fermented sugars. Xanthan gum acts as a viscosity-building agent to thicken skincare products. It is also an excellent stabilizer and works well to hold other ingredients together.
Hydroxyacetophenone
Est. %0.3
Function
Origin
HydroxyacetophenoneAn antioxidant compound that can be found in many plants, although it is manufactured synthetically for skincare purposes. It can boost the preservative action of other conservants.
Ethylhexylglycerin
Est. %0.3
Function
Origin
EthylhexylglycerinA preservative booster derived from glycerin. It is commonly paired with other preservatives to improve their efficacy. Ethylhexylglycerin is also a humectant due to its chemical base of glycerin.
Fragrance
Est. %0.3
Function
Origin
FragranceUnder trade secret law, manufacturers have the right not to disclose what exactly went into the fragrance and use the unspecific word Fragrance or Parfum instead. Many fragrances are highly allergenic.
Methylparaben
Est. %0.3
Function
Origin
MethylparabenA preservative that keeps a product unspoiled. There has been a lot of controversy surrounding parabens, although the concentrations found in cosmetic formulations are generally considered to be safe.
Bisabolol
Est. %0.3
Function
Origin
Bisabolol

An anti-inflammatory compound found naturally in German chamomile essential oil. It has a pleasant, sweet, and floral scent. Bisabolol also has soothing and anti-inflammatory properties but can cause an allergic reaction in more sensitive individuals.

Zingiber Officinale (Ginger) Root Extract
Est. %0.3
Function
Origin
Zingiber Officinale (Ginger) Root ExtractA fragrant and anti-inflammatory extract derived from ginger roots. It is a major part of Chinese traditional medicine. In can increase blood circulation, which helps with skin healing and skin metabolism.
Polyacrylate-13
Est. %0.3
Function
Origin
Polyacrylate-13A synthetic, film-forming ingredient that creates a network around other ingredients in the formula and protects them from being easily washed away.
Tocopheryl Acetate
Est. %0.3
Function
Origin
Tocopheryl Acetate

An antioxidant derivative of tocopherol (vitamin E). It helps to protect cells from free radicals and UV damage through the conversion to active vitamin E in the skin. It is more stable than tocopherol.

Dipotassium EDTA
Est. %0.3
Function
Origin
Dipotassium EDTA
Hydrolyzed Jojoba Esters
Est. %0.3
Function
Origin
Hydrolyzed Jojoba EstersAn occlusive moisturizing mixture of fatty acids and fatty alcohols obtained from jojoba oil. It is also used as a formula helper.
Jojoba Esters
Est. %0.3
Function
Origin
Jojoba EstersA mixture of various wax esters from jojoba oil. It is used in skincare products as a fantastic emollient, soothing, and occlusive moisturizing agent that won't leave a sticky, oily feeling on the skin.
Sodium Hyaluronate
Est. %0.3
Function
Origin
Sodium Hyaluronate

A sodium salt of famous hyaluronic acid. A potent humectant that hydrates the skin, supports collagen function, and fills out small wrinkles. Sodium hyaluronate also offers soothing and antioxidant properties.

3-O-Ethyl Ascorbic Acid
Est. %0.3
Function
Origin
3-O-Ethyl Ascorbic AcidA derivative of vitamin C. Its stability in skincare formulations is better than ascorbic acid’s, although clinical studies are yet to indicate whether it has the same collagen-boosting benefits.