Olay Total Effects Whip Face Moisturizer SPF 40 Review

Olay Total Effects Whip Face Moisturizer SPF 40
3.0
/ 10
Moisturizing
5.1 Humectancy icon Humectancy
1.0 Occlusivity icon Occlusivity
2.2Anti-wrinkle icon/ 10
Anti-wrinkle
40
SPF icon
SPF
Ingredients

Olay Total Effects Whip Face Moisturizer SPF 40 Ingredients

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Full Ingredient List (INCI):

Water, Homosalate, Octocrylene, Octisalate, Avobenzone, Tapioca Starch, Glycerin, Niacinamide, Dimethicone, Panthenol, Tocopheryl Acetate, Sodium Ascorbyl Phosphate, Camellia Sinensis Leaf Extract, Sodium Polyacrylate Starch, Stearyl Alcohol, Caprylyl Glycol, Behenyl Alcohol, 1,2-Hexanediol, Phenoxyethanol, Cetyl Alcohol, Dimethiconol, PEG-100 Stearate, Fragrance, Polymethylsilsesquioxane, Cetearyl Glucoside, Cetearyl Alcohol, BHT, Disodium EDTA, Stearic Acid, Palmitic Acid
Review

Does Olay Total Effects Whip Face Moisturizer SPF 40 Work?

 
According to CreamScan's analysis of the ingredient list, here’s what Olay Total Effects Whip Face Moisturizer SPF 40 has to offer:
 
✅ Light moisturizing. It has a moisturizing rating of 3.0 out of 10.
✅ Modest anti-wrinkle efficacy: Olay Total Effects Whip Face Moisturizer SPF 40 has an anti-wrinkle rating of 2.2 out of 10 so you may expect some, although limited, effect on wrinkles.
✅ High sun protection for extended outdoor activities and exposure.

  

Key Benefits of Olay Total Effects Whip Face Moisturizer SPF 40

 
These are the key benefits you can expect from using Olay Total Effects Whip Face Moisturizer SPF 40:
 

🔵 Lightweight Moisturizer Suitable for Oily Skin

According to CreamScan analysis, Olay Total Effects Whip Face Moisturizer SPF 40 is lightly moisturizing, with a moisturizing rating of 3.0 out of 10.

Is it more humectant or occlusive? Rather humectant. It has a low occlusivity of 1.0 out of 10 and a moderate humectancy of 5.1 out of 10, primarily due to the high content of Glycerin (est. ≈2.0%).

This product, when used alone as a moisturizer, can provide light humectant hydration in a fast-absorbing formula with a minimal amount of occlusive ingredients. This could work for people with oily skin who need a basic level of hydration.

💧  A Humectant Add-on for Any Skincare Routine

But it’s not limited to oily skin - since it contains a moderate amount of humectants, such a humectant add-on will also positively contribute to the moisturizing efficacy of any skincare routine when used as a step before applying the main moisturizer.

Please refer to the Ratings section below for details of the moisturizing rating calculation.

🟣 Modest Anti-Wrinkle Efficacy

According to CreamScan analysis, Olay Total Effects Whip Face Moisturizer SPF 40 has a modest level of anti-wrinkle efficacy, rated 2.2 out of 10.

It contains one ingredient with proven anti-wrinkle efficacy: Niacinamide (est. ≈1.5%),
 one of the most effective and well-researched anti-wrinkle ingredients. A clinical study involving 30 participants (Kawada et al.) confirmed that a cream with 4% niacinamide reduced the average depth of wrinkles around the eyes by 9% after 8 weeks of use, compared to a vehicle (the same formulation without niacinamide).
 
Among others, Olay Total Effects Whip Face Moisturizer SPF 40 also contains contains Sodium Ascorbyl Phosphate and Camellia Sinensis Leaf Extract, two ingredients often marketed as effective in reducing wrinkles. However, the studies supporting the anti-wrinkle claims of these ingredients provide insufficient evidence of efficacy according to CreamScan Research Evaluation Standards.
 
While this does not categorically rule out the possibility that these ingredients may reduce wrinkles, their efficacy is not supported by convincing, vehicle-controlled, double-blind clinical studies - at least none that were available to the CreamScan team at the time of publication.
 
Therefore, these ingredients do not contribute to the anti-wrinkle rating.
 
📌 Moisturizers, when used regularly, are proven to prevent wrinkle formation and even reduce existing wrinkles. Therefore, this product, like any other moisturizer, can deliver some additional anti-wrinkle effects through its moisturizing action.
 

Please refer to the Ratings section below for details of the anti-wrinkle rating calculation.

☀️☀️☀️ High Sun Protection for Extended Outdoor Activities and Exposure

With an SPF of 40, Olay Total Effects Whip Face Moisturizer SPF 40 provides high sun protection, making it ideal for prolonged outdoor activities such as hiking, gardening, sports, or spending time at the beach.

This level of SPF blocks up to 98% of UVB rays, significantly reducing the risk of sunburn. When formulated as broad-spectrum, it also protects against UVA rays, which penetrate deeper into the skin and contribute to premature aging, hyperpigmentation, and long-term damage.

This level of SPF is recommended for most skin types, including those with moderate sun sensitivity. For individuals with fair or very sensitive skin, or under intense sun exposure, a higher SPF of 50+ is advised.

📌 For optimal protection, choose products labeled broad-spectrum to ensure defense against both UVA rays, which contribute to skin aging and pigmentation, and UVB rays that cause sunburn.

It's important to apply sunscreen generously and reapply every two hours or after swimming or sweating to maintain effectiveness.

📌 Please note that this is not a complete list of benefits. We are in the process of enhancing our model to incorporate anti-pigmentation, exfoliation and anti-acne ratings.

Pros & Cons of Olay Total Effects Whip Face Moisturizer SPF 40

 
Here’s an overview of the pros and cons of Olay Total Effects Whip Face Moisturizer SPF 40 to help you decide if it’s the right choice for your skincare routine:
 

🟩 Pros:

✅ When used alone: Provides moderate humectant moisturizing suitable for oily skin
✅ As part of a routine: A humectant moisturizing enhancement, beneficial for any skin type
✅ Lightweight texture
Offers modest anti-wrinkle efficacy
Provides high sun protection, ideal for prolonged outdoor activities such as hiking or beach outings, and suitable for most skin types
 

⭕ Cons: 

✅ We couldn't find any
   

Summary: Olay Total Effects Whip Face Moisturizer SPF 40

 
Based on the ingredient list analysis, CreamScan AI suggests that Olay Total Effects Whip Face Moisturizer SPF 40
, when used alone, provides lightweight, moderate humectant moisturizing, making it suitable for oily skin. As part of a moisturizing routine, it offers a subtle humectant enhancement, beneficial for all skin types.
 
Olay Total Effects Whip Face Moisturizer SPF 40 contains ingredients with proven evidence of anti-wrinkle efficacy that may provide a modest anti-wrinkle effect. As a result, you can expect a positive, though not very significant, impact on wrinkles.
 
With an SPF of 40, Olay Total Effects Whip Face Moisturizer SPF 40 delivers high sun protection, well-suited for extended outdoor activities such as hiking or beach outings, and compatible with most skin types.
 
📌 Fact check. At CreamScan, we are committed to accuracy and fairness. If you spot any errors or something that doesn’t seem right, please click here to let us know. We regularly update the ingredient lists and monitor the latest research on ingredient efficacy to ensure that our information remains as complete and precise as possible. The information provided here is for informational purposes only and does not substitute professional advice. We do not guarantee the efficacy or safety of any product, as individual results may vary.

 

Ingredient Breakdown

Est. % Ingredient Origin Functions
60
10
9
5
3
2.5
2
1.5
1.3
1
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
Est. %
Water
Function:
Origin:
Homosalate
Function:
Origin:
Octocrylene
Function:
Origin:
Octisalate
Function:
Origin:
Avobenzone
Function:
Origin:
Tapioca Starch
Function:
Origin:
Glycerin
Function:
Origin:
Niacinamide
Function:
Origin:
Dimethicone
Function:
Origin:
Panthenol
Function:
Origin:
Tocopheryl Acetate
Function:
Origin:
Sodium Ascorbyl Phosphate
Function:
Origin:
Camellia Sinensis Leaf Extract
Function:
Origin:
Sodium Polyacrylate Starch
Function:
Origin:
Stearyl Alcohol
Function:
Origin:
Caprylyl Glycol
Function:
Origin:
Behenyl Alcohol
Function:
Origin:
1,2-Hexanediol
Function:
Origin:
Phenoxyethanol
Function:
Origin:
Cetyl Alcohol
Function:
Origin:
Dimethiconol
Function:
Origin:
PEG-100 Stearate
Function:
Origin:
Fragrance
Function:
Origin:
Polymethylsilsesquioxane
Function:
Origin:
Cetearyl Glucoside
Function:
Origin:
Cetearyl Alcohol
Function:
Origin:
BHT
Function:
Origin:
Disodium EDTA
Function:
Origin:
Stearic Acid
Function:
Origin:
Palmitic Acid
Function:
Origin:

Ratings

All humectants
5.1
2
1.5
1
0.3
0.3
Benchmark
10
All occlusives
1.9
1.3
0.3
0.3
Benchmark
20
Moisturizing rating
3.0
Ingredient Est. % Benchmark Raiting
Humectancy All humectants 5.1 10
5.1
2
1.5
1
0.3
0.3
Occlusivity All occlusives 1.9 20
1.0
1.3
0.3
0.3
Moisturizing rating
3.0
Ingredient Est. % Benchmark Humectancy
2
1.5
1
0.3
0.3
All humectants 5.1 10
5.1
All humectants
5.1
2
1.5
1
0.3
0.3
Benchmark
10
Ingredient Est. % Benchmark Occlusivity
1.3
0.3
0.3
All occlusives 1.9 20
1.0
All occlusives
1.9
1.3
0.3
0.3
Benchmark
20
Ingredient
Ingredient anti-wrinkle power
when present at, %
in this formula est. %
Rating
6 /10 4 1.5 2.2
n/a
- 0.3 -
n/a
- 0.3 -
Total
2.2
Niacinamide
2.2
Ingredient anti-wrinkle power
6 /10
when present at, %
4
in this formula, est. %
1.5
Sodium Ascorbyl Phosphate
-
Ingredient anti-wrinkle power
n/a
when present at, %
-
in this formula, est. %
0.3
Camellia Sinensis Leaf Extract
-
Ingredient anti-wrinkle power
n/a
when present at, %
-
in this formula, est. %
0.3
Anti-wrinkle rating
2.2
Ingredient Est. % Benchmark
Rich in Antioxidants
1.5
0.3
0.3
0.3
0.3
All antioxidants 2.7 3 No
All antioxidants
2.7
Niacinamide
1.5
Tocopheryl Acetate
0.3
Sodium Ascorbyl Phosphate
0.3
Camellia Sinensis Leaf Extract
0.3
BHT
0.3
Benchmark
3
Ingredient Est. % Benchmark
Rich in Soothing
1.5
1
0.3
All soothing 2.8 5 No
All soothing
2.8
1.5
1
0.3
Benchmark
5

Ingredients explained

Water
Est. %60
Function
Origin
WaterThe most used ingredient in skincare. Its concentration defines the product texture: rich creams may have about 50% of water while a light jelly about 90%. Water doesn’t moisturize the skin by itself and is used in skincare as a solvent for other ingredients.
Homosalate
Est. %10
Function
Origin
HomosalateA synthetic chemical UV filter that protects against harmful UVB radiation.
Octocrylene
Est. %9
Function
Origin
OctocryleneA synthetic compound that protects skin against harmful ultraviolet light.
Octisalate
Est. %5
Function
Origin
OctisalateA UVB sunscreen also known as ethylhexyl salicylate. It is normally paired with UVA sunscreens to provide broad-spectrum protection. Octisalate also protects other ingredients, like colorants and antioxidants, from deterioration due to exposure to UV light.
Avobenzone
Est. %3
Function
Origin
AvobenzoneA popular sunscreen that protects against UVA rays, which cause premature aging and skin cancer. Avobenzone degrades after about 30 minutes of sun exposure and becomes ineffective. It is therefore often paired with UV-filter stabilizers such as octocrylene.
Tapioca Starch
Est. %2.5
Function
Origin
Tapioca StarchTapioca starch is used to absorb excess oil and provide slip for dry powder formulations.
Glycerin
Est. %2
Function
Origin
Glycerin

The most popular moisturizing ingredient in the world. It is a powerful humectant – cheap yet very effective.

Niacinamide
Est. %1.5
Function
Origin
Niacinamide

Also known as vitamin B3, this ingredient is a true superstar with confirmed moisturizing, anti-acne, hyperpigmentation, and antioxidant benefits. Two studies confirm its significant anti-wrinkle efficacy.

Dimethicone
Est. %1.3
Function
Origin
DimethiconeThe most common silicone in skincare. It forms a silky, smooth film on the skin’s surface and can help to prevent water loss. It also aids in wound healing and can treat and soften scars. Dimethicone is considered to be very safe for use.
Panthenol
Est. %1
Function
Origin
PanthenolA popular soothing and moisturizing derivative of vitamin B5. Panthenol is particularly beneficial for dry, flaking, burned, or damaged skin. It is used to alleviate the symptoms of a rash, dermatitis, eczema, chapped lips, and sunburn.
Tocopheryl Acetate
Est. %0.3
Function
Origin
Tocopheryl Acetate

An antioxidant derivative of tocopherol (vitamin E). It helps to protect cells from free radicals and UV damage through the conversion to active vitamin E in the skin. It is more stable than tocopherol.

Sodium Ascorbyl Phosphate
Est. %0.3
Function
Origin
Sodium Ascorbyl PhosphateThe most researched derivative of vitamin C. It boosts collagen synthesis, thereby improving skin structure and elasticity. SAP is effective in the treatment of inflamed acne lesions and has a weak but positive effect on pigmentation issues.
Camellia Sinensis Leaf Extract
Est. %0.3
Function
Origin
Camellia Sinensis Leaf Extract

An antioxidant green tea extract. In the deeper layers, it slows down the destruction of collagen, elastin, and hyaluronic acid – thus delaying the signs of aging. It also acts as an anti-acne, soothing, moisturizing, and emollient ingredient.

Sodium Polyacrylate Starch
Est. %0.3
Function
Origin
Sodium Polyacrylate Starch
Stearyl Alcohol
Est. %0.3
Function
Origin
Stearyl AlcoholA natural fatty alcohol that thickens, stabilizes, and keeps emulsions a bright white color. It has many uses, the main one being as an emulsifier. It also acts as an opacifying agent and emollient.
Caprylyl Glycol
Est. %0.3
Function
Origin
Caprylyl GlycolAn emollient that improves product spreadability and offers a silky feel on the skin. It also acts as a preservative booster that improves the efficacy of other preservatives. According to the manufacturer, it is also a humectant moisturizer.
Behenyl Alcohol
Est. %0.3
Function
Origin
Behenyl AlcoholA fatty alcohol with emollient properties. It is used as a co-emulsifier and thickener and tends to result in a product with a smooth and creamy application texture.
1,2-Hexanediol
Est. %0.3
Function
Origin
1,2-HexanediolA multi-functional formula helper. It is a well-studied preservtive against bacteria and can help pigments and fragrances disperse evenly in a formula.
Phenoxyethanol
Est. %0.3
Function
Origin
PhenoxyethanolThe most frequently used preservative in skincare. It is a clear, oil-like liquid synthetic substance that protects products from harmful bacteria and yeast, whilst still leaving skin microflora unharmed. It is confirmed by research to be harmless.
Cetyl Alcohol
Est. %0.3
Function
Origin
Cetyl AlcoholA waxy solid fatty alcohol derived from palm oil. It is most commonly used as a co-emulsifier and affects the final aesthetic of the product, leaving a soft and silky feeling on the skin. Cetyl alcohol is also used as a viscosity controlling agent.
Dimethiconol
Est. %0.3
Function
Origin
DimethiconolA synthetic dimethicone with rich, non-tacky emolliency. It features the typical sensorial profile of silicones, with high spreadability and a luxurious, oil-free after-feel. Dimethiconol can also serve as an antifoaming agent.
PEG-100 Stearate
Est. %0.3
Function
Origin
PEG-100 StearateThis surfactant is more specifically classified as an emulsifier that produces oil-in-water emulsions. PEG-100 stearate can also be used as a cleansing agent.
Fragrance
Est. %0.3
Function
Origin
FragranceUnder trade secret law, manufacturers have the right not to disclose what exactly went into the fragrance and use the unspecific word Fragrance or Parfum instead. Many fragrances are highly allergenic.
Polymethylsilsesquioxane
Est. %0.3
Function
Origin
PolymethylsilsesquioxaneA type of spherical powder that functions on a ball-bearing effect in which the tiny microspheres roll around on the skin and create lubricity. Polymethylsilsesquioxane offers extra slip to skincare products and makes the skin feel soft and smooth.
Cetearyl Glucoside
Est. %0.3
Function
Origin
Cetearyl GlucosideAn emulsifier that creates stable mixtures of oil in water that feel soft and spread easily. Cetearyl glucoside is sold with cetearyl alcohol as an emulsifier blend and also provides some body to the formula.
Cetearyl Alcohol
Est. %0.3
Function
Origin
Cetearyl AlcoholA blend of cetyl alcohol and stearyl alcohol, the fatty alcohols that are derived from palm oil. It helps to create emulsions that give off a soft and silky emollient feel and also increase product thickness.
BHT
Est. %0.3
Function
Origin
BHTAn antioxidant ingredient that naturally occurs in green algae and some bacteria or fungi but, for commercial use, is created synthetically. BHT is also used occasionally as a fragrance, where it presents a sweet, camphor-like odor.
Disodium EDTA
Est. %0.3
Function
Origin
Disodium EDTAA synthetic chelator that helps to maintain the look and smell of a product by 'locking up' troublesome metal ions.
Stearic Acid
Est. %0.3
Function
Origin
Stearic AcidA saturated fatty acid found in vegetable butter and animal fats. It is an occlusive moisturizing and emollient ingredient and also helps to maintain the barrier function of the skin.
Palmitic Acid
Est. %0.3
Function
Origin
Palmitic AcidA saturated fatty acid used in skincare as a strongly occlusive moisturizer and barrier repairing, emollient ingredient. It is a waxy-looking, white solid. Palmitic acid can be commonly found in animal and vegetable fats, notably palm oil.