MATTER OF FACT MAXIMALIST AGE-DEFYING RICH MOISTURIZER with 4% Peptide & Hyaluronic Acid Blend Review

MATTER OF FACT MAXIMALIST AGE-DEFYING RICH MOISTURIZER with 4% Peptide & Hyaluronic Acid Blend
7.0
/ 10
Moisturizing
8.7 Humectancy icon Humectancy
5.2 Occlusivity icon Occlusivity
4.5Anti-wrinkle icon/ 10
Anti-wrinkle
Rich
in Antioxidants
Review

Does MATTER OF FACT MAXIMALIST AGE-DEFYING RICH MOISTURIZER with 4% Peptide & Hyaluronic Acid Blend Work?

 
According to CreamScan AI's analysis of the ingredient list, here’s what MATTER OF FACT MAXIMALIST AGE-DEFYING RICH MOISTURIZER with 4% Peptide & Hyaluronic Acid Blend has to offer:
 
  • Significant moisturizing. It has a moisturizing rating of 7.0 out of 10.
  • Considerable anti-wrinkle efficacy: MATTER OF FACT MAXIMALIST AGE-DEFYING RICH MOISTURIZER with 4% Peptide & Hyaluronic Acid Blend has an anti-wrinkle rating of 4.5 out of 10, indicating a moderate ability to reduce wrinkles.
  • Antioxidant protection.

Key Benefits of MATTER OF FACT MAXIMALIST AGE-DEFYING RICH MOISTURIZER with 4% Peptide & Hyaluronic Acid Blend

 
These are the key benefits you can expect from using MATTER OF FACT MAXIMALIST AGE-DEFYING RICH MOISTURIZER with 4% Peptide & Hyaluronic Acid Blend:
 

Perfect Moisturizer for Normal to Dry Skin with a Balanced Texture, Neither Too Light nor Too Heavy

According to CreamScan analysis, MATTER OF FACT MAXIMALIST AGE-DEFYING RICH MOISTURIZER with 4% Peptide & Hyaluronic Acid Blend is highly moisturizing, with a moisturizing rating of 7.0 out of 10.

Is it more humectant or occlusive? Significantly more humectant. It has a very high humectancy of 8.7 out of 10, primarily due to the substantial concentration of Niacinamide (est. ≈3.0%) and Propanediol (est. ≈2.0%), and a moderate occlusivity of 5.2 out of 10, mainly due to the significant content of Pentaerythrityl Tetraethylhexanoate (est. ≈6.0%) and Pentaerythrityl Tetraisostearate (est. ≈4.0%).

This type of moisturizer is ideal for people with normal skin who want maximum hydration in a formula with a balanced texture - neither too light nor too heavy. It combines a high concentration of humectants with a significant amount of occlusive ingredients to deliver effective dual-action moisturizing for normal skin.

This product may also be a good choice for people with normal to dry skin for daily hydration, as it balances significant moisturizing potential with a balanced texture, neither too light nor too heavy.

Please refer to the Ratings section below for details of the moisturizing rating calculation.

Considerable Anti-Wrinkle Efficacy

According to CreamScan analysis, MATTER OF FACT MAXIMALIST AGE-DEFYING RICH MOISTURIZER with 4% Peptide & Hyaluronic Acid Blend has a moderate anti-wrinkle rating of 4.5 out of 10.

It contains one ingredient with proven anti-wrinkle efficacy: Niacinamide (est. ≈3.0%), 
 one of the most effective and well-researched anti-wrinkle ingredients. A clinical study involving 30 participants (Kawada et al.) confirmed that a cream with 4% niacinamide reduced the average depth of wrinkles around the eyes by 9% after 8 weeks of use, compared to a vehicle (the same formulation without niacinamide).
 
Among others, MATTER OF FACT MAXIMALIST AGE-DEFYING RICH MOISTURIZER with 4% Peptide & Hyaluronic Acid Blend also contains some ingredients marketed often as effective in reducing wrinkles, specifically Palmitoyl Tripeptide-1, Palmitoyl Tetrapeptide-7, and Bakuchiol. However, the studies supporting the anti-wrinkle claims of these ingredients provide insufficient evidence of efficacy according to CreamScan Research Evaluation Standards. Therefore, these ingredients do not contribute to the anti-wrinkle rating.
 
Moisturizers, when used regularly, are proven to prevent wrinkle formation and even reduce existing wrinkles. Therefore, this product, like any other moisturizer, can deliver some anti-wrinkle effects through its moisturizing action.
 

Please refer to the Ratings section below for details of the anti-wrinkle rating calculation.

Rich in Skin-Protecting Antioxidants

We estimate that MATTER OF FACT MAXIMALIST AGE-DEFYING RICH MOISTURIZER with 4% Peptide & Hyaluronic Acid Blend is rich (> 3%) in antioxidants, specifically Niacinamide (est. ≈3.0%).

A key benefit of antioxidants is their ability to reduce oxidative stress caused by free radicals and therefore prevent accelerated skin aging. Studies also show that antioxidants can protect against environmental damage such as UV radiation and pollution, and help reduce inflammation and skin redness.

Please note that this is not a complete list of benefits. We are in the process of enhancing our AI model to incorporate anti-pigmentation, exfoliation and anti-acne ratings.

Pros & Cons of MATTER OF FACT MAXIMALIST AGE-DEFYING RICH MOISTURIZER with 4% Peptide & Hyaluronic Acid Blend

 
Here’s an overview of the pros and cons of MATTER OF FACT MAXIMALIST AGE-DEFYING RICH MOISTURIZER with 4% Peptide & Hyaluronic Acid Blend to help you decide if it’s the right choice for your skincare routine:
 

Pros:

  • Perfect for moisturizing normal skin
  • Balanced texture, neither too light nor too heavy
  • Provides considerable anti-wrinkle efficacy thanks to Niacinamide
  • Rich in antioxidants that combat oxidative stress associated with accelerated skin aging and defend against environmental damage

Cons: 

  • We couldn't find any

Ingredients

Est. % Ingredient Origin Functions
65
9
6
4
3
2.5
2
1.5
1.3
1
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
Est. %
Water
Function:
Origin:
Diisostearyl Malate
Function:
Origin:
Pentaerythrityl Tetraethylhexanoate
Function:
Origin:
Pentaerythrityl Tetraisostearate
Function:
Origin:
Niacinamide
Function:
Origin:
Glyceryl Stearate
Function:
Origin:
Propanediol
Function:
Origin:
Polyglyceryl-10 Decaisostearate
Function:
Origin:
Glycerin
Function:
Origin:
Polyglyceryl-6 Palmitate/Succinate
Function:
Origin:
Cetearyl Alcohol
Function:
Origin:
Caprylic/Capric Triglyceride
Function:
Origin:
Palmitoyl Tripeptide-1
Function:
Origin:
Palmitoyl Tetrapeptide-7
Function:
Origin:
Polyacrylate Crosspolymer-6
Function:
Origin:
Sodium Hyaluronate
Function:
Origin:
Sodium Hyaluronate Crosspolymer
Function:
Origin:
Hydrolyzed Sodium Hyaluronate
Function:
Origin:
Sodium Acetylated Hyaluronate
Function:
Origin:
1,2-Hexanediol
Function:
Origin:
Bakuchiol
Function:
Origin:
Ethyl Linoleate
Function:
Origin:
Hexylresorcinol
Function:
Origin:
Butylene Glycol
Function:
Origin:
Carbomer
Function:
Origin:
Polysorbate 20
Function:
Origin:
Caprylhydroxamic Acid
Function:
Origin:
Pentylene Glycol
Function:
Origin:
Ethylhexylglycerin
Function:
Origin:
Phytic Acid
Function:
Origin:

Ratings

All humectants
8.4
3
2
1.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
Benchmark
10
All occlusives
10.3
6.0
4.0
0.3
Benchmark
20
Moisturizing rating
7.0
Ingredient Est. % Benchmark Raiting
Humectancy All humectants 8.4 10
8.7
3
2
1.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
Occlusivity All occlusives 10.3 20
5.2
6.0
4.0
0.3
Moisturizing rating
7.0
Ingredient Est. % Benchmark Humectancy
3
2
1.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
All humectants 8.4 10
8.7
All humectants
8.4
3
2
1.3
0.3
0.3
0.3
0.3
0.3
0.3
0.3
Benchmark
10
Ingredient Est. % Benchmark Occlusivity
6
4
0.3
All occlusives 10.3 20
5.2
All occlusives
10.3
6.0
4.0
0.3
Benchmark
20
Ingredient
Ingredient anti-wrinkle power
when present at, %
in this formula est. %
Rating
6 /10 4 3 4.5
n/a
- 0.3 -
n/a
- 0.3 -
n/a
- 0.3 -
Total
4.5
Niacinamide
4.5
Ingredient anti-wrinkle power
6 /10
when present at, %
4
in this formula, est. %
3
Palmitoyl Tripeptide-1
-
Ingredient anti-wrinkle power
n/a
when present at, %
-
in this formula, est. %
0.3
Palmitoyl Tetrapeptide-7
-
Ingredient anti-wrinkle power
n/a
when present at, %
-
in this formula, est. %
0.3
Bakuchiol
-
Ingredient anti-wrinkle power
n/a
when present at, %
-
in this formula, est. %
0.3
Anti-wrinkle rating
4.5
Ingredient Est. % Benchmark
Rich in Antioxidants
3
0.3
0.3
0.3
0.3
All antioxidants 4.2 3 Rich in antioxidants
All antioxidants
4.2
Niacinamide
3
Sodium Hyaluronate
0.3
Hydrolyzed Sodium Hyaluronate
0.3
Bakuchiol
0.3
Hexylresorcinol
0.3
Benchmark
3
Ingredient Est. % Benchmark
Rich in Soothing
3
All soothing 3 5 No
All soothing
3
3
Benchmark
5

Ingredients explained

Water
Est. %65
Function
Origin
WaterThe most used ingredient in skincare. Its concentration defines the product texture: rich creams may have about 50% of water while a light jelly about 90%. Water doesn’t moisturize the skin by itself and is used in skincare as a solvent for other ingredients.
Diisostearyl Malate
Est. %9
Function
Origin
Diisostearyl MalateAn emollient ester that softens the skin and keeps it feeling smooth. It is characterized by a cushiony feel and glossy sheen, which is why it is frequently used in lip products.
Pentaerythrityl Tetraethylhexanoate
Est. %6
Function
Origin
Pentaerythrityl TetraethylhexanoateAn occlusive moisturizer and emollient with a good lubricity that leaves behind a glossy sheen after application. It can also control viscosity by thickening skincare products and act as a binding agent to hold pressed powdered products together.
Pentaerythrityl Tetraisostearate
Est. %4
Function
Origin
Pentaerythrityl TetraisostearateAn emollient ester with high gloss and thickening properties.
Niacinamide
Est. %3
Function
Origin
Niacinamide

Also known as vitamin B3, this ingredient is a true superstar with confirmed moisturizing, anti-acne, hyperpigmentation, and antioxidant benefits. Two studies confirm its significant anti-wrinkle efficacy.

Glyceryl Stearate
Est. %2.5
Function
Origin
Glyceryl StearateAn emollient and emulsifier typically derived from vegetable sources through a chemical reaction with glycerin. It provides stability, texture, and consistency to formulations. Its main function is to allow oil and water to mix.
Propanediol
Est. %2
Function
Origin
PropanediolAn excellent solvent capable of mixing water with normally water-insoluble ingredients. It also functions as a humectant due to its water-loving alcohol groups. Propanediol can control the viscosity of a product by reducing its thickness.
Polyglyceryl-10 Decaisostearate
Est. %1.5
Function
Origin
Polyglyceryl-10 Decaisostearate
Glycerin
Est. %1.3
Function
Origin
Glycerin

The most popular moisturizing ingredient in the world. It is a powerful humectant – cheap yet very effective.

Polyglyceryl-6 Palmitate/Succinate
Est. %1
Function
Origin
Polyglyceryl-6 Palmitate/Succinate
Cetearyl Alcohol
Est. %0.3
Function
Origin
Cetearyl AlcoholA blend of cetyl alcohol and stearyl alcohol, the fatty alcohols that are derived from palm oil. It helps to create emulsions that give off a soft and silky emollient feel and also increase product thickness.
Caprylic/Capric Triglyceride
Est. %0.3
Function
Origin
Caprylic/Capric TriglycerideA natural occlusive moisturizing and emollient ingredient, it is a blend of glycerin and two fatty acids, caprylic and capric acid. It creates an oil-based protective layer on the skin, thereby preventing water loss.
Palmitoyl Tripeptide-1
Est. %0.3
Function
Origin
Palmitoyl Tripeptide-1

A small peptide consisting of three amino acids with anti-wrinkle effects. Together with Palmitoyl Tetrapeptide-7, it is a part of the popular anti-wrinkle complex called Matrixyl™ 3000.

Palmitoyl Tetrapeptide-7
Est. %0.3
Function
Origin
Palmitoyl Tetrapeptide-7

A synthetic peptide that mimics the activity of immunoglobulin G and signals to the skin to stop the inflammation. It has been shown in studies to reduce wrinkles and enhance collagen content.

Polyacrylate Crosspolymer-6
Est. %0.3
Function
Origin
Polyacrylate Crosspolymer-6A polymeric ingredient that works best in water-based formulas to create gel textures. It helps to stabilize emulsions and control viscosity.
Sodium Hyaluronate
Est. %0.3
Function
Origin
Sodium Hyaluronate

A sodium salt of famous hyaluronic acid. A potent humectant that hydrates the skin, supports collagen function, and fills out small wrinkles. Sodium hyaluronate also offers soothing and antioxidant properties.

Sodium Hyaluronate Crosspolymer
Est. %0.3
Function
Origin
Sodium Hyaluronate CrosspolymerA modified version of regular hyaluronic acid. It attracts large volumes of water, thereby making it an effective humectant moisturizing ingredient.
Hydrolyzed Sodium Hyaluronate
Est. %0.3
Function
Origin
Hydrolyzed Sodium HyaluronateA very small-molecule version of regular sodium hyaluronate. It is a powerful humectant skin-identical ingredient that absorbs into the skin and offers plumping, smoothing, and anti-wrinkle effects.
Sodium Acetylated Hyaluronate
Est. %0.3
Function
Origin
Sodium Acetylated HyaluronateA chemically modified version of hyaluronic acid. It is more stable and less sticky than regular HA, while still providing the same humectant moisturizing properties (according to the manufacturer). There have been no clinical studies to confirm this.
1,2-Hexanediol
Est. %0.3
Function
Origin
1,2-HexanediolA multi-functional formula helper. It is a well-studied preservtive against bacteria and can help pigments and fragrances disperse evenly in a formula.
Bakuchiol
Est. %0.3
Function
Origin
BakuchiolA newly discovered bioactive obtained from the seeds of Babchi. It boosts collagen production like retinol, but with fewer side effects. Its effects include reduced wrinkles and faded pigmentation.
Ethyl Linoleate
Est. %0.3
Function
Origin
Ethyl Linoleate
Hexylresorcinol
Est. %0.3
Function
Origin
HexylresorcinolA synthetic compound. It is an anti-pigment ingredient that has been shown to be effective in inhibiting tyrosinase activity.
Butylene Glycol
Est. %0.3
Function
Origin
Butylene Glycol

A clear, colorless liquid humectant that draws moisture to the skin. The humectancy of butylene glycol, owed to its two hydroxyl groups, is quite considerable, although not as powerful as glycerin, which contains three hydroxyl groups.

Carbomer
Est. %0.3
Function
Origin
CarbomerA synthetic ingredient with the ability to gel water. When used in emulsions, such as lotions and creams, carbomer can also act as an emulsion stabilizer.
Polysorbate 20
Est. %0.3
Function
Origin
Polysorbate 20A viscous, amber-colored liquid that functions as a solubilizer to disperse small amounts of oil into a large water phase. Polysorbate 20 is frequently used to solubilize fragrance oils into water-based emulsions.
Caprylhydroxamic Acid
Est. %0.3
Function
Origin
Caprylhydroxamic AcidA chelating agent used alongside preservatives in order to boost their antimicrobial activity.
Pentylene Glycol
Est. %0.3
Function
Origin
Pentylene Glycol

A naturally or synthetically derived preservative that exhibits effective antifungal and antibacterial traits. It also acts as a booster for more traditional preservatives. Pentylene glycol can also serve as a moisturizing humectant and solvent.

Ethylhexylglycerin
Est. %0.3
Function
Origin
EthylhexylglycerinA preservative booster derived from glycerin. It is commonly paired with other preservatives to improve their efficacy. Ethylhexylglycerin is also a humectant due to its chemical base of glycerin.
Phytic Acid
Est. %0.3
Function
Origin
Phytic AcidPhytic acid is found in rice and is seen as a cousin of alpha-hydroxy acids. As a chelator, it can bind to certain metals that may cause discoloration in products or reduce the efficacy of other ingredients.