Zoca Lotion Reef-Safe Broad Spectrum SPF 36 Sunscreen Lotion Review

Zoca Lotion Reef-Safe Broad Spectrum SPF 36 Sunscreen Lotion
5.0
/ 10
Moisturizing
0.0 Humectancy icon Humectancy
10.0 Occlusivity icon Occlusivity
Rich
in Antioxidants
36
SPF icon
SPF
Review

Does Zoca Lotion Reef-Safe Broad Spectrum SPF 36 Sunscreen Lotion Work?

 
According to CreamScan AI's analysis of the ingredient list, here’s what Zoca Lotion Reef-Safe Broad Spectrum SPF 36 Sunscreen Lotion has to offer:
 
  • Strong occlusive moisturizing. This exceptionally occlusive moisturizer, ideal for dry and very dry skin, has a moderate moisturizing rating of 5.0 out of 10, impaired by the absence of humectants.
  • Antioxidant protection.
  • High sun protection for extended outdoor activities and exposure.

Key Benefits of Zoca Lotion Reef-Safe Broad Spectrum SPF 36 Sunscreen Lotion

 
These are the key benefits you can expect from using Zoca Lotion Reef-Safe Broad Spectrum SPF 36 Sunscreen Lotion:
 

Very Rich Moisturizer with the Right Occlusivity for Very Dry Skin

According to CreamScan analysis, Zoca Lotion Reef-Safe Broad Spectrum SPF 36 Sunscreen Lotion is quite moisturizing, with a moisturizing rating of 5.0 out of 10.

Is it more humectant or occlusive? It is purely occlusive. It has zero Humectancy (we didn't find any humectant ingredients on the ingredient list) and a maximum Occlusivity of 10 out of 10, primarily due to the high content of Simmondsia Chinensis (Jojoba) Seed Oil (est. ≈50.0%), Persea Gratissima (Avocado) Oil (est. ≈11.0%) and Beeswax (est. ≈6.0%).

This type of product, when used as a standalone moisturizer, can deliver an exceptional level of occlusive hydration that is adequate for dry to very skin. The occlusive profile of Zoca Lotion Reef-Safe Broad Spectrum SPF 36 Sunscreen Lotion suggests a rich, thick texture, making it perfectly suited for dry skin.

Please refer to the Ratings section below for details of the moisturizing rating calculation.

Rich in Skin-Protecting Antioxidants

We estimate that Zoca Lotion Reef-Safe Broad Spectrum SPF 36 Sunscreen Lotion is rich (> 3%) in antioxidants, specifically Persea Gratissima (Avocado) Oil (est. ≈11.0%) and Tocopherol (est. ≈3.0%).

A key benefit of antioxidants is their ability to reduce oxidative stress caused by free radicals and therefore prevent accelerated skin aging. Studies also show that antioxidants can protect against environmental damage such as UV radiation and pollution, and help reduce inflammation and skin redness.

High Sun Protection for Extended Outdoor Activities and Exposure

With an SPF of 36, Zoca Lotion Reef-Safe Broad Spectrum SPF 36 Sunscreen Lotion provides high sun protection, making it ideal for prolonged outdoor activities such as hiking, gardening, sports, or spending time at the beach.

This level of SPF blocks up to 98% of UVB rays, significantly reducing the risk of sunburn. When formulated as broad-spectrum, it also protects against UVA rays, which penetrate deeper into the skin and contribute to premature aging, hyperpigmentation, and long-term damage.

This level of SPF is recommended for most skin types, including those with moderate sun sensitivity. For individuals with fair or very sensitive skin, or under intense sun exposure, a higher SPF of 50+ is advised.

For optimal protection, choose products labeled broad-spectrum to ensure defense against both UVA rays, which contribute to skin aging and pigmentation, and UVB rays that cause sunburn.

It's important to apply sunscreen generously and reapply every two hours or after swimming or sweating to maintain effectiveness.

Please note that this is not a complete list of benefits. We are in the process of enhancing our AI model to incorporate anti-pigmentation, exfoliation and anti-acne ratings.

Things to Be Aware Of: Zoca Lotion Reef-Safe Broad Spectrum SPF 36 Sunscreen Lotion

 
CreamScan AI identified a few things to consider before adding Zoca Lotion Reef-Safe Broad Spectrum SPF 36 Sunscreen Lotion to your skincare routine:
 

Best for Very Dry Skin - May Be Too Thick for Other Skin Types

With exceptional occlusivity, this product is optimal for moisturizing dry and very dry skin but may be too thick for other skin types, including normal, and especially combination and oily skin.

If you have oily, combination, or normal skin and are considering purchasing this product for the first time, it might be a good idea to try a sample before buying.

Needs to Be Paired with Extra Humectants for Optimal Moisturizing Efficacy

An ideal moisturizer for any skin type should balance the right level of occlusivity (depending on skin type) with a significant amount of humectants, while Zoca Lotion Reef-Safe Broad Spectrum SPF 36 Sunscreen Lotion contains no humectants at all.

People with dry skin would definitely benefit from adding water-binding humectants to their moisturizing routine for effective dual-action moisturizing. If this is your only moisturizer, it may be worth including a humectant-rich product, such as a serum, in your skincare routine.

Pros & Cons of Zoca Lotion Reef-Safe Broad Spectrum SPF 36 Sunscreen Lotion

 
Here’s an overview of the pros and cons of Zoca Lotion Reef-Safe Broad Spectrum SPF 36 Sunscreen Lotion to help you decide if it’s the right choice for your skincare routine:
 

Pros:

  • Provides the right level of occlusivity to moisturize dry to very dry skin
  • Rich in antioxidants that combat oxidative stress associated with accelerated skin aging and defend against environmental damage
  • Provides high sun protection, ideal for prolonged outdoor activities such as hiking or beach outings, and suitable for most skin types

Cons: 

  • May feel too rich and thick on skin types other than dry
  • Ideally needs to be paired with extra humectants for optimal moisturizing efficacy

Ingredients

Est. % Ingredient Origin Functions
50
22.5
11
6
4
3
2
1.5
1
0.3
0.3
0.3
Est. %
Simmondsia Chinensis (Jojoba) Seed Oil
Function:
Origin:
Zinc Oxide
Function:
Origin:
Persea Gratissima (Avocado) Oil
Function:
Origin:
Beeswax
Function:
Origin:
Butyrospermum Parkii (Shea) Butter
Function:
Origin:
Tocopherol
Function:
Origin:
Rubus Idaeus (Raspberry) Seed Oil
Function:
Origin:
Daucus Carota Sativa (Carrot) Seed Oil
Function:
Origin:
Lavandula Angustifolia (Lavender) Flower
Function:
Origin:
Chamomilla Recutita (Matricaria) Flower
Function:
Origin:
Calendula Officinalis Flower
Function:
Origin:
Ocimum Sanctum Leaf Powder
Function:
Origin:

Ratings

All humectants
0.0
None
Benchmark
10
All occlusives
77.5
50.0
11.0
6.0
4.0
3.0
2.0
1.5
Benchmark
20
Moisturizing rating
5.0
Ingredient Est. % Benchmark Raiting
Humectancy All humectants 0.0 10
0.0
None
Occlusivity All occlusives 77.5 20
10.0
50.0
11.0
6.0
4.0
3.0
2.0
1.5
Moisturizing rating
5.0
Ingredient Est. % Benchmark Humectancy
None
All humectants 0.0 10
0.0
All humectants
0.0
None
Benchmark
10
Ingredient Est. % Benchmark Occlusivity
50
11
6
4
3
2
1.5
All occlusives 77.5 20
10.0
All occlusives
77.5
50.0
11.0
6.0
4.0
3.0
2.0
1.5
Benchmark
20
Ingredient
Ingredient anti-wrinkle power
when present at, %
in this formula est. %
Rating
None
Total
0
None
Anti-wrinkle rating
0
Ingredient Est. % Benchmark
Rich in Antioxidants
11
3
0.3
All antioxidants 14.3 3 Rich in antioxidants
All antioxidants
14.3
Persea Gratissima (Avocado) Oil
11
Tocopherol
3
Ocimum Sanctum Leaf Powder
0.3
Benchmark
3
Ingredient Est. % Benchmark
Rich in Soothing
None
All soothing 0 5 No
All soothing
0
None
Benchmark
5

Ingredients explained

Simmondsia Chinensis (Jojoba) Seed Oil
Est. %50
Function
Origin
Simmondsia Chinensis (Jojoba) Seed OilA liquid plant wax, also known as Jojoba oil, pressed from the seeds of Simmondsia chinensis. These seeds can contain up to 50% of liquid wax. It is used as an occlusive moisturizer, emollient, and emulsifier.
Zinc Oxide
Est. %22.5
Function
Origin
Zinc OxideA white mineral powder mainly used in skincare as a physical sunscreen. It protects against UVA light that leads to visible signs of aging, including wrinkles and fine lines. Zinc oxide can also be used as a colorant to enhance the whiteness of a product.
Persea Gratissima (Avocado) Oil
Est. %11
Function
Origin
Persea Gratissima (Avocado) OilA fatty oil expressed from the fleshy part of an avocado, used in skincare for its excellent emollient and occlusive moisturizing properties. Avocado oil contains fatty acids, notably oleic acid (up to 80%), squalene, vitamin E, and carotenoids.
Beeswax
Est. %6
Function
Origin
BeeswaxA waxy substance made by bees while they are building their honeycombs. It is an occlusive moisturizing and emollient ingredient with wound healing and antimicrobial properties similar to those of honey. Its bleached, purified form is called Cera alba.
Butyrospermum Parkii (Shea) Butter
Est. %4
Function
Origin
Butyrospermum Parkii (Shea) ButterA semi-solid, buttery fat extracted from the seeds of the Shea tree that is a wonderful occlusive and emollient ingredient mainly comprised of fatty acids. Shea butter contains a large amount of anti-inflammatory and antioxidant compounds.
Tocopherol
Est. %3
Function
Origin
Tocopherol

Simply another name for vitamin E. Tocopherol is a fantastic ingredient and especially beneficial for dry and inflamed skin. It has occlusive moisturizing, emollient, antioxidant, and photoprotective properties.

Rubus Idaeus (Raspberry) Seed Oil
Est. %2
Function
Origin
Rubus Idaeus (Raspberry) Seed OilAn emollient and occlusive moisturizing fatty oil expressed from raspberry seeds. It is a rich source of linoleic, α-linolenic, and palmitic fatty acids.
Daucus Carota Sativa (Carrot) Seed Oil
Est. %1.5
Function
Origin
Daucus Carota Sativa (Carrot) Seed OilThis name can imply two different ingredients: a fatty emollient and occlusive carrot seed oil, or a fragrant and antimicrobial essential carrot seed oil.
Lavandula Angustifolia (Lavender) Flower
Est. %1
Function
Origin
Lavandula Angustifolia (Lavender) Flower
Chamomilla Recutita (Matricaria) Flower
Est. %0.3
Function
Origin
Chamomilla Recutita (Matricaria) Flower
Calendula Officinalis Flower
Est. %0.3
Function
Origin
Calendula Officinalis Flower
Ocimum Sanctum Leaf Powder
Est. %0.3
Function
Origin
Ocimum Sanctum Leaf Powder